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The Local Insurance Insider
Hiring Subcontractors? Run These 4 Insurance Checks First
by: Nicole RedinbaughPublished on: 13/10/2026Hiring subcontractors? Four insurance checks every contractor should run first: written agreements, current COIs, matching GL limits and additional insured status.
Buy Term and Invest the Rest: Is It Right for You?
by: Nicole RedinbaughPublished on: 21/08/2026Explore the “buy term and invest the rest” strategy, why it may work for some families, and how your insurance professional and financial advisor can help you build a coordinated financial plan.
Understanding the SSA’s Updated Compassionate Allowances List — And How It Impacts Your Medicare or ACA Coverage
by: Nicole RedinbaughPublished on: 12/08/2026The SSA expanded its Compassionate Allowances list, speeding up disability decisions for serious medical conditions. Faster approvals can impact Medicare timelines and ACA coverage. Here’s what that means for your insurance planning.
What Happens If Your Insurance Is Cancelled, Non-Renewed, Expires, or Lapses?
by: Nicole RedinbaughPublished on: 10/08/2026Learn what it means when insurance is cancelled, non-renewed, expires, or lapses, why it happens, what it could mean for your coverage, and simple steps you can take to help avoid a gap in protection.
