The Local Insurance Insider

Buy Term and Invest the Rest: Is It Right for You?

Buy Term and Invest the Rest: Is It Right for You?by: Nicole RedinbaughPublished on: 21/08/2026

Explore the “buy term and invest the rest” strategy, why it may work for some families, and how your insurance professional and financial advisor can help you build a coordinated financial plan.

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Buy Term and Invest the Rest: Is It Right for You?

Understanding the SSA’s Updated Compassionate Allowances List — And How It Impacts Your Medicare or ACA Coverage

Understanding the SSA’s Updated Compassionate Allowances List — And How It Impacts Your Medicare or ACA Coverageby: Nicole RedinbaughPublished on: 12/08/2026

The SSA expanded its Compassionate Allowances list, speeding up disability decisions for serious medical conditions. Faster approvals can impact Medicare timelines and ACA coverage. Here’s what that means for your insurance planning.

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Understanding the SSA’s Updated Compassionate Allowances List — And How It Impacts Your Medicare or ACA Coverage

How to Get Your Financial Life Organized (Without Feeling Like You Need a Finance Degree)

How to Get Your Financial Life Organized (Without Feeling Like You Need a Finance Degree)by: Nicole RedinbaughPublished on: 20/04/2026

If you’ve ever felt like you should know more about your money by now, you’re not alone. This step-by-step guide is designed for busy adults who want to get organized, protect their income, and make smarter long-term decisions—without feeling overwhelmed. Learn how to interview a financial advisor, what questions to ask, and how to build a team that includes the right specialists for your situation.

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How to Get Your Financial Life Organized (Without Feeling Like You Need a Finance Degree)

Insurance Rates: Understanding Key Factors That Impact Your Home and Auto Premiums

Insurance Rates: Understanding Key Factors That Impact Your Home and Auto Premiumsby: Nicole RedinbaughPublished on: 31/05/2024

Discover the key factors that influence your insurance rates and how you can get the best coverage for your needs.

Insurance Rates: Understanding Key Factors That Impact Your Home and Auto Premiums