Important Disclosure: This guide is intended for educational purposes only and provides a general overview of Medicare. It is not intended to replace information from Medicare, Social Security, your current health plan, or other government benefits or programs. Nicole Redinbaugh and Acuhawk Insurance Solutions are not employed by or affiliated with Medicare, the Centers for Medicare & Medicaid Services (CMS), or the federal government. Medicare eligibility, enrollment timing, coverage options, costs, and available plans can vary based on your individual circumstances. While Medicare eligibility commonly begins at age 65, some people may qualify earlier because of a disability, End-Stage Renal Disease (ESRD), or ALS. Your situation may also require additional consideration if you have other coverage or benefits, including employer or retiree coverage, Medicaid, Veterans Affairs (VA) benefits, CHAMPVA, TRICARE, COBRA, Marketplace coverage, or other insurance. How those benefits coordinate with Medicare can differ depending on the type of coverage and your circumstances.

Information in this guide is general and may change as Medicare rules, costs, plan availability, and benefits change. Always review current plan documents and official Medicare information before making an enrollment decision. This guide does not constitute legal, tax, financial, or medical advice.

Medicare Plan Availability Disclosure

We do not offer every plan available in every service area. The number of insurance organizations and Medicare Advantage and/or Part D plans we represent varies based on location. The organizations, plans and products available to you depend on your service area and will be reviewed based on where you live.

EXAMPLE - Douglas County, Nebraska (2026):

Medicare Advantage: We do not offer every Medicare Advantage plan available in your area. Currently we represent 7 organizations which offer 42 products in your area.

Part D: We do not offer every Medicare Part D plan available in your area. Currently we represent 4 organizations which offer 8 products in your area.

Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.